AYA GO Travel Insurance

Explore Myanmar with AYA Go Travel

AYA GO Travel Insurance

Explore Myanmar with AYA Go Travel

Edit

Provides coverage for people travelling for leisure or business purpose within Myanmar in the event of bodily injury, disability, or death caused solely by violent, accidental, external, and visible means during the trip.

Benefit Individual plan Family plan
Basic Accidental Death 10,000,000 10,000,000(Per Adult) 3,000,000(Per Child)
Medical, Hospital & Other expenses Up to 70 years old 10,000,000 Lump sum depends on type of injury 10,000,000(Per Adult) 3,000,000(Per Child) Lump sum depends on type of injury
Personal Liability (Indemnify you for legal liability to third party due to your negligence) Up to 100,000,000 Up to 100,000,000
Option Child Education Fund (Payable to the surviving children for their education fund in the event of accidental death of Insured Person) 3,500,000 3,500,000
Edit

Adult

Aged below 70 years old and must be a Myanmar citizen, Myanmar Permanent Resident, or otherwise legally employed in Myanmar and/or their Spouse and Children.

Children

Aged between 30 days and 18 years old, or up to 23 years old if studying full-time in a recognised institution.

Edit

Individual Plan

This plan will cover you who is below 70 years old and must be a Myanmar citizen, Myanmar Permanent Resident, or otherwise legally employed in Myanmar.

Family Plan
This plan will cover you, your legal spouse and all your unemployed and unmarried children.

Edit

1. Pre-existing Medical Conditions
2. Suicide or attempted suicide, intentional self-injury
3. By the effect or influence of alcohol or drugs
4. Directly or indirectly by AIDS or ARC and HIV related diseases
5. Pregnancy, childbirth (including surgical delivery), abortion, miscarriage and its related complications except miscarriage due to bodily injury as a direct result of an Accident.
6. Travelling on, or against medical advice
7. For the purpose of obtaining treatment and medical check-up.
8. Physiological or psychosomatic disorders.
9. Engaging in sports or games in a professional capacity
10. Dangerous and adventure activities eg. racing, motor rallies and competitions, mountaineering, rock climbing, and hiking/trekking, pot-holing, parachuting, sky diving, high diving and hot air balloon.
11. Related to any illegal activities.
12. Loss or damage to hired or leased equipment; testing of any kind of conveyance.
13. Employment on oversea in connection with any trade, employment or profession.
14. War, invasion, act of foreign enemy hostilities, civil war, rebellion, revolution, insurrection, strike, riot or civil commotion, terrorist
15. Ionizing radiations or contamination by radioactivity, nuclear component
16. Consequential loss or damage of any kind

Edit

1. What is the definition of domestic travel?

Ans:  The trip to be covered shall beyond 50 kilometers from your home.

2. What is the Period of Cover?

Ans:  Duration of cover ranges from 1 day to a maximum of 31 consecutive days.

3. When does the period of insurance start?

Period of insurance starts when you leave your home or business in your Home Territory (provided the cover does not commence more than 24 hours prior to the scheduled departure time or cease more than 24 hours after the scheduled arrival at your Home Territory) to the time you return to your Home Territory or the expiry of the Period of Insurance, whichever is earlier.

4. What is the premium payment type?

Ans: Premium should be paid in lump sum.

5. What is the renewal option?

Ans: There is no renewal in travel insurance policy.

6. What should I do if I want to change the trip plan after buying travel insurance?

Ans: You can change the travelling period or destination by giving us more than 1day notice before inception date.

7. What are the major exclusions under this Policy?

Ans: This Policy does not cover losses which are specifically excluded under the Policy, for example, any pre-existing illness, suicide or attempted suicide, intentional self-injury, and influence of alcohol or drug etc. Note: This list is non-exhaustive. Please refer to the Policy Wording for the full list of exclusions.

8. What kind of documents do I have to submit in case of claim?

Ans:

AYA GO (Domestic)
 BenefitNecessary action / documents
BasicAccidental DeathClaim form should be downloaded before travel departure. In case claim happens, the customers are requested to submit the claim form, doctor recommendation, invoice from hospital and other documents.
Medical, Hospital & Other expenses
Personal LiabilityDepends on the accident. Claim form / police report / estimation / medical invoice etc.
OptionChild Education FundClaim form/ Death evidence etc.

9. What are some of the key terms and conditions that I should be aware of?

Ans:
Duty Of Disclosure Where the Insured person has applied for this Insurance wholly for purposes unrelated to lnsured person’s trade, business or profession, Insured person had a duty to take reasonable care not to make a misrepresentation in answering the questions in the Proposal Form (or when Insured person applied for this insurance). Insured person should have answered the questions fully and accurately. Failure to have taken reasonable care in answering the questions may result in avoidance of Life lnsured person’s contract of insurance, refusal or reduction of claim(s), change of terms or termination of contract of insurance. Insured person was also required to disclose any other matter that the Insured person knew to be relevant to The Company’s decision in accepting the risks and determining the rates and terms to be applied. Insured person also have a duty to tell The Company immediately if at any time after Life insured person’s contract of insurance has been entered into, varied or renewed with The Company any of the information given in the Proposal Form (or when Life Insured applied for this insurance) is inaccurate or has changed.

Edit

Provides coverage for people travelling for leisure or business purpose within Myanmar in the event of bodily injury, disability, or death caused solely by violent, accidental, external, and visible means during the trip.

Benefit Individual plan Family plan
Basic Accidental Death 10,000,000 10,000,000(Per Adult)
3,000,000(Per Child)
Medical, Hospital & Other expenses
Up to 70 years old
10,000,000
Lump sum depends on type of injury
10,000,000(Per Adult)
3,000,000(Per Child)
Lump sum depends on type of injury
Personal Liability
(Indemnify you for legal liability to third party due to your negligence)
Up to 100,000,000 Up to 100,000,000
Option Child Education Fund
(Payable to the surviving children for their education fund in the event of accidental death of Insured Person)
3,500,000 3,500,000
Edit

Adult

Aged below 70 years old and must be a Myanmar citizen, Myanmar Permanent Resident, or otherwise legally employed in Myanmar and/or their Spouse and Children.

Children

Aged between 30 days and 18 years old, or up to 23 years old if studying full-time in a recognised institution.

Edit

Individual Plan

This plan will cover you who is below 70 years old and must be a Myanmar citizen, Myanmar Permanent Resident, or otherwise legally employed in Myanmar.

Family Plan
This plan will cover you, your legal spouse and all your unemployed and unmarried children.

Edit

1. Pre-existing Medical Conditions
2. Suicide or attempted suicide, intentional self-injury
3. By the effect or influence of alcohol or drugs
4. Directly or indirectly by AIDS or ARC and HIV related diseases
5. Pregnancy, childbirth (including surgical delivery), abortion, miscarriage and its related complications except miscarriage due to bodily injury as a direct result of an Accident.
6. Travelling on, or against medical advice
7. For the purpose of obtaining treatment and medical check-up.
8. Physiological or psychosomatic disorders.
9. Engaging in sports or games in a professional capacity
10. Dangerous and adventure activities eg. racing, motor rallies and competitions, mountaineering, rock climbing, and hiking/trekking, pot-holing, parachuting, sky diving, high diving and hot air balloon.
11. Related to any illegal activities.
12. Loss or damage to hired or leased equipment; testing of any kind of conveyance.
13. Employment on oversea in connection with any trade, employment or profession.
14. War, invasion, act of foreign enemy hostilities, civil war, rebellion, revolution, insurrection, strike, riot or civil commotion, terrorist
15. Ionizing radiations or contamination by radioactivity, nuclear component
16. Consequential loss or damage of any kind

Edit

1. What is the definition of domestic travel?

Ans:  The trip to be covered shall beyond 50 kilometers from your home.

2. What is the Period of Cover?

Ans:  Duration of cover ranges from 1 day to a maximum of 31 consecutive days.

3. When does the period of insurance start?

Period of insurance starts when you leave your home or business in your Home Territory (provided the cover does not commence more than 24 hours prior to the scheduled departure time or cease more than 24 hours after the scheduled arrival at your Home Territory) to the time you return to your Home Territory or the expiry of the Period of Insurance, whichever is earlier.

4. What is the premium payment type?

Ans: Premium should be paid in lump sum.

5. What is the renewal option?

Ans: There is no renewal in travel insurance policy.

6. What should I do if I want to change the trip plan after buying travel insurance?

Ans: You can change the travelling period or destination by giving us more than 1day notice before inception date.

7. What are the major exclusions under this Policy?

Ans: This Policy does not cover losses which are specifically excluded under the Policy, for example, any pre-existing illness, suicide or attempted suicide, intentional self-injury, and influence of alcohol or drug etc. Note: This list is non-exhaustive. Please refer to the Policy Wording for the full list of exclusions.

8. What kind of documents do I have to submit in case of claim?

Ans:

AYA GO (Domestic)
Benefit Necessary action / documents
Basic Accidental Death Claim form should be downloaded before travel departure. In case claim happens, the customers are requested to submit the claim form, doctor recommendation, invoice from hospital and other documents.
Medical, Hospital & Other expenses
Personal Liability Depends on the accident. Claim form / police report / estimation / medical invoice etc.
Option Child Education Fund Claim form/ Death evidence etc.

9. What are some of the key terms and conditions that I should be aware of?

Ans:
Duty Of Disclosure Where the Insured person has applied for this Insurance wholly for purposes unrelated to lnsured person’s trade, business or profession, Insured person had a duty to take reasonable care not to make a misrepresentation in answering the questions in the Proposal Form (or when Insured person applied for this insurance). Insured person should have answered the questions fully and accurately. Failure to have taken reasonable care in answering the questions may result in avoidance of Life lnsured person’s contract of insurance, refusal or reduction of claim(s), change of terms or termination of contract of insurance. Insured person was also required to disclose any other matter that the Insured person knew to be relevant to The Company’s decision in accepting the risks and determining the rates and terms to be applied. Insured person also have a duty to tell The Company immediately if at any time after Life insured person’s contract of insurance has been entered into, varied or renewed with The Company any of the information given in the Proposal Form (or when Life Insured applied for this insurance) is inaccurate or has changed.

Download Center
Download Center

Are you ready to explore the world?

Are you ready to explore the world?

Not sure what you need?

Drop your email and submit a form. We will contact you as soon as possible.

    Or give us a call