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Travel Insurance

Protect against losses due to uncertainties in your travel

Home > Personal Insurance > Travel Insurance

Travel Insurance

Protect against losses due to uncertainties in your travel

We provide compensation for our customers in the event of Death, Disabilities and Injury from accidents while travelling.

Benefits
1) Death Benefit: Lump Sum Payment (as per Sum Insured)
2) Total Permanent Disability Benefit: Lump Sum Payment (as per Sum Insured)
3) Injury Benefit: Payment will be calculated according to the doctor’s statement

Types of Insurances
1.Domestic/Overseas Travel Insurance
2.Under 100 miles Travel Insurance
3.Special Travel Insurance

Domestic Travel/Overseas Travel Insurance

Insured Period
Domestic - One Trip (ranging from one day to three months)
Overseas - One Trip (ranging from one week to three months)
Sum Insured Amount
Minimum Kyats 500,000 for 1 unit and up to Maximum 20 units for Kyats 10,000,000.
Amount of unit
Minimum Kyats 500,000 for 1 unit and up to Maximum 20 units for Kyats 10,000,000.

Under 100 Miles Travel Insurance

Insured Period
One Trip
Sum Insured Amount
In this type of insurance, the insurers can buy fixed amount of sum insured MMK 2,000,000
Amount of unit
1 unit only

Special Travel Insurance

Benefits
Lump Sum Payment of Kyats 3,000,000 per unit for death Benefit
Lump Sum Payment of Maximum Kyats 2,400,000 per unit for Injury benefit according to scale of injury prescribed by the Regulatory Body subjected to certified doctor’s assessment
Insured Period
One trip
Sum Insured Amount
Minimum Kyats 3,000,000 for 1 unit and up to maximum 2 units for Kyats 6,000,000.
Amount of unit
Kyats 300 for 1 unit, can buy up to maximum 2 units

1) Passengers who travel by Express Bus
2) Passengers who travel by private or rented cars
3) No age limit (Foreigners are also eligible to apply)

Premium Payment Method

Lump Sum Payment

Sum insured amount

In accordance with Sum insured amount.

Sr Type of Insurance Term Premium for (1) unit Benefit
1 Travel Insurance for Domestic Trip From (1) Day to (3) Months (1) Day trip (MMK100) (1-20) units
(3) Days trip (MMK150)
(1) Week trip (MMK200)
(2) Weeks trip (MMK250)
(1) Month trip (MMK300)
(1) Month and (15) Days trip (MMK350)
(2) Months trip (MMK400)
(2) Months and (15) Days trip (MMK450)
(3) Months trip (MMK500)
2 Travel insurance for Oversea Travel From (1) Week to (3) Months (1) Week trip (MMK200) (1-20) units
(2) Weeks trip (MMK250)
(1) Month trip (MMK300)
(1) Month and (15) Days trip (MMK350)
(2) Months trip (MMK400)
(2) Months and (15) Days trip (MMK450)
(3) Months trip (MMK500)
3 Travel Insurance for 100 miles Trip One Trip (MMK100) (1) unit only
4 Special Travel One Trip (MMK300) (1-2) units

1) Pre-existing health conditions
2) Suicides
3) Self-inflicted injuries
4) Incidents unrelated to travel such as child birth, miscarriage, etc.
5) Injuries inflicted while violating the existing laws of Myanmar with consent of the insurer
6) Incidents under the influence of intoxicating liquor or drugs
7) Strike, Riot, Civil Commotion, War and Civil War
8) Death, Permanent Disability and Injuries due to above condition

1. What kind of documents need to insured ?

Ans:  i. Name

ii. NRC No.

iii. Address

iv. Phone number.

v. Vehicle number

vi. Unit(s)

vii. Insurance Period

vii. Beneficiary's documents (name, NRC number, phone number)

2. What are the types of travel insurance? 

Ans:  i. Local/Oversea Travel Insurance

ii. Under 100 Miles Travel Insurance

iii. Special Travel Insurance

3. How much does it cost for travel insurance?

Domestic Travel Insurance( Min 1 unit 100 MMK - Max 20 units )
Oversea Travel Insurance( Min 1 unit 200 MMK - Max 20 units )
Under 100 Miles Travel Insurance( Can purchase only 1 unit with 100 MMK )
Special Travel Insurance( Min 1 unit 300 MMK - Max 2 units )

4. How can travel insurance give coverage?

Ans: Local Travel Insurance - Minimum 500,000 Kyats for 1 unit and up to Maximum 20 units for 10,000,000 Kyats

Oversea Travel Insurance - Minimum 500,000 Kyats for 1 unit and up to Maximum 20 units for 10,000,000 Kyats

Under 100 Miles Travel Insurance - Can buy only 1 unit with the coverage of MMK 2,000,000

Special Travel Insurance - Minimum 3,000,000 Kyats for 1 unit and up to maximum 2 units for 6,000,000 Kyats

5. How long take time to produce policy ?

Ans: Normally, it takes about 30 minutes to receive policy if documents are all set.

6. When does the travel insurance coverage start?

Ans: The insurance coverage starts after the premium payment.

7. What are the coverage of Travel Insurance ?

Ans: i. Death Benefit

ii. Total Permanent Disability

iii. Injury Benefit will be calculated based on the doctor's recommendation

8. What is the Non- coverage for Travel Insurance ?

Ans: i. Pres-Exiting medical conditions

ii. Suicides

iii. Intentional self -inflicted injury

iv. Incidents unrelated to travel such as child birth, miscarriage, etc.

v. Injuries inflicted while violating the existing laws of Myanmar with consent of the insurer

vi. Incidents under the influence of intoxicating liquor or drugs

vii. Strike, Riot, Civil Commotion, War and Civil War

viii. Death , Total Permanent disability and injury that are related with the above factor ( v , vi and vii )

9. What documents are needed to bring by customer if accident happen ?

Ans:  i. Insured Name

ii. NRC number and needed information requested by AYA SOMPO Insurance

10. How long does it take to receive claim?

Ans: AYA SOMPO Insurance will work to get the compensation as soon as possible depend on the accident situation.

11. Can travel insurace make renewal ?

Ans: There is no renewal in travel insurance policy.

12. What should the customers do if they want to change the trip plan after buying travel insurance?

Ans: Customers must have to tell AYA SOMPO Insurance by phone or viber about the changes.

13. What actions are needed if customers want to refund or cancel for travel insurance?

Ans: There is no refund process in travel insurance .Customer can use the buying insurance for the next trip. If the customers want to cancel the policy, he/she must inform to AYA SOMPO Insurance before the policy period.

We provide compensation for our customers in the event of Death, Disabilities and Injury from accidents while travelling.

Benefits

Death Benefit: Lump Sum Payment (as per Sum Insured)

Total Permanent Disability Benefit: Lump Sum Payment (as per Sum Insured)

Injury Benefit: Payment will be calculated according to the doctor’s statement

Types of Insurances

1. Domestic Travel Insurance

2. Overseas Travel Insurance

3. Under 100 miles Travel Insurance

Domestic Travel/Overseas Travel Insurance

Insured Period

Domestic – One Trip (ranging from one day to three months)

Overseas – One Trip (ranging from one week to three months)

Sum Insured Amount

Minimum Kyats 500,000 for 1 unit and up to Maximum 20 units for Kyats 10,000,000.

Amount of unit

Minimum Kyats 500,000 for 1 unit and up to Maximum 20 units for Kyats 10,000,000.

Under 100 Miles Travel Insurance

Insured Period

One Trip

Sum Insured Amount

In this type of insurance, the insurers can buy fixed amount of sum insured MMK 2,000,000

Amount of unit

1 unit only

Special Travel Insurance

Benefits

Lump Sum Payment of Kyats 3,000,000 per unit for death Benefit

Lump Sum Payment of Maximum Kyats 2,400,000 per unit for Injury benefit according to scale of injury prescribed by the Regulatory Body subjected to certified doctor’s assessment

Insured Period

One trip

Sum Insured Amount

Minimum Kyats 3,000,000 for 1 unit and up to maximum 2 units for Kyats 6,000,000.

Amount of unit

Kyats 300 for 1 unit, can buy up to maximum 2 units

Passengers who travel by Express Bus

Passengers who travel by private or rented cars

No age limit (Foreigners are also eligible to apply)

Premium Payment Method

Lump Sum Payment

Sum insured amount

In accordance with Sum insured amount.

Sr Type of Insurance Term Premium for (1) unit Benefit
1 Travel Insurance for Domestic Trip From (1) Day to (3) Months (1) Day trip (MMK100) (1-20) units
(3) Days trip (MMK150)
(1) Week trip (MMK200)
(2) Weeks trip (MMK250)
(1) Month trip (MMK300)
(1) Month and (15) Days trip (MMK350)
(2) Months trip (MMK400)
(2) Months and (15) Days trip (MMK450)
(3) Months trip (MMK500)
2 Travel insurance for Oversea Travel From (1) Week to (3) Months (1) Week trip (MMK200) (1-20) units
(2) Weeks trip (MMK250)
(1) Month trip (MMK300)
(1) Month and (15) Days trip (MMK350)
(2) Months trip (MMK400)
(2) Months and (15) Days trip (MMK450)
(3) Months trip (MMK500)
3 Travel Insurance for 100 miles Trip One Trip (MMK100) (1) unit only
4 Special Travel One Trip (MMK300) (1-2) units

Pre-existing health conditions

Suicides

Self-inflicted injuries

Incidents unrelated to travel such as child birth, miscarriage, etc.

Injuries inflicted while violating the existing laws of Myanmar with consent of the insurer

Incidents under the influence of intoxicating liquor or drugs

Strike, Riot, Civil Commotion, War and Civil War

Death, Permanent Disability and Injuries due to above condition

1. What kind of documents need to insured ?

Ans:  i. Name

ii. NRC No.

iii. Address

iv. Phone number.

v. Vehicle number

vi. Unit(s)

vii. Insurance Period

vii. Beneficiary’s documents (name, NRC number, phone number)

2. What are the types of travel insurance? 

Ans:  i. Local/Oversea Travel Insurance

ii. Under 100 Miles Travel Insurance

iii. Special Travel Insurance

3. How much does it cost for travel insurance?

Domestic Travel Insurance( Min 1 unit 100 MMK – Max 20 units )
Oversea Travel Insurance( Min 1 unit 200 MMK – Max 20 units )
Under 100 Miles Travel Insurance( Can purchase only 1 unit with 100 MMK )
Special Travel Insurance( Min 1 unit 300 MMK – Max 2 units )

4. How can travel insurance give coverage?

Ans: Local Travel Insurance – Minimum 500,000 Kyats for 1 unit and up to Maximum 20 units for 10,000,000 Kyats

Oversea Travel Insurance – Minimum 500,000 Kyats for 1 unit and up to Maximum 20 units for 10,000,000 Kyats

Under 100 Miles Travel Insurance – Can buy only 1 unit with the coverage of MMK 2,000,000

Special Travel Insurance – Minimum 3,000,000 Kyats for 1 unit and up to maximum 2 units for 6,000,000 Kyats

5. How long take time to produce policy ?

Ans: Normally, it takes about 30 minutes to receive policy if documents are all set.

6. When does the travel insurance coverage start?

Ans: The insurance coverage starts after the premium payment.

7. What are the coverage of Travel Insurance ?

Ans: i. Death Benefit

ii. Total Permanent Disability

iii. Injury Benefit will be calculated based on the doctor’s recommendation

8. What is the Non- coverage for Travel Insurance ?

Ans: i. Pres-Exiting medical conditions

ii. Suicides

iii. Intentional self -inflicted injury

iv. Incidents unrelated to travel such as child birth, miscarriage, etc.

v. Injuries inflicted while violating the existing laws of Myanmar with consent of the insurer

vi. Incidents under the influence of intoxicating liquor or drugs

vii. Strike, Riot, Civil Commotion, War and Civil War

viii. Death , Total Permanent disability and injury that are related with the above factor ( v , vi and vii )

9. What documents are needed to bring by customer if accident happen ?

Ans:  i. Insured Name

ii. NRC number and needed information requested by AYA SOMPO Insurance

10. How long does it take to receive claim?

Ans: AYA SOMPO Insurance will work to get the compensation as soon as possible depend on the accident situation.

11. Can travel insurace make renewal ?

Ans: There is no renewal in travel insurance policy.

12. What should the customers do if they want to change the trip plan after buying travel insurance?

Ans: Customers must have to tell AYA SOMPO Insurance by phone or viber about the changes.

13. What actions are needed if customers want to refund or cancel for travel insurance?

Ans: There is no refund process in travel insurance .Customer can use the buying insurance for the next trip. If the customers want to cancel the policy, he/she must inform to AYA SOMPO Insurance before the policy period.

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