Home > Commercial Insurance > Industrial All Risks (IAR)

Industrial All Risks (IAR)

Protect your premises from sudden and unforeseen loss by
any perils other than by exclusions.

Home > Commercial Insurance > Industrial All Risks (IAR)

Industrial All Risks (IAR)

Protect your premises from sudden and unforeseen loss by
any perils other than by exclusions.

"All risks" form of insurance which cover not only all the "named perils" of fire insurance but also extends to cover "accidental damage" which could not be covered under fire insurance, only subject to specific exclusions of the policy.

For sudden and unforeseen loss by any perils other than by exclusions.

• Building

All buildings in the premises.

• Machinery

All machineries in the premises.

• Furniture, Fixture and Fitting

All furniture in the premises.

• Stocks

Finished goods, Work-in-process and raw materials.

Difference Between Fire Insurance and IAR
 Fire InsuranceIAR
Cause of LossFire, Lightning, domestic gas explosionAll perils unless the peril is excluded in policy

“All risks” form of insurance which cover not only all the “named perils” of fire insurance but also extends to cover “accidental damage” which could not be covered under fire insurance, only subject to specific exclusions of the policy.

For sudden and unforeseen loss by any perils other than by exclusions.

• Building

All buildings in the premises.

• Machinery

All machineries in the premises.

• Furniture, Fixture and Fitting

All furniture in the premises.

• Stocks

Finished goods, Work-in-process and raw materials.

Difference Between Fire Insurance and IAR
 Fire InsuranceIAR
Cause of LossFire, Lightning, domestic gas explosionAll perils unless the peril is excluded in policy
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