dynamic-content-widget-4029b6f-1 - AYA SOMPO Insurance

Domestic

Fire & Explosion
Coverage loss or damage caused by fire or explosion

Overturning & Derailment
Coverage for overturning or derailment of land conveyance

Discharge of Cargo
Coverage for discharge of cargo at a port of distress

Stranded, sunk, grounded or capsized Coverage for vessel or craft being stranded, sunk, grounded or capsized

Collision with External Object
Coverage for collision or contact of vessel/craft or conveyance with any external object other than water

Additional Coverage

Port of Arrival Cover

Coverage for 30 days before departure and 30 days before unloading at the port of arrival

Oversea

Fire & Explosion
Coverage loss or damage caused by fire or explosion

Overturning & Derailment
Coverage for overturning or derailment of land conveyance

Discharge Cover
Coverage for discharge of cargo at a port of distress

General Average Sacrifice
Coverage for voluntary sacrifice of part of a vessel or cargo to safeguard the vessel or cargo from a common peril

General Average & Salvage Charges
Coverage to protect vessel against additional loss. (e.g. adding barrier to broken window, salvage company grounding ship)

Rainwater Damage
Coverage for loss or damage caused by rainwater

Stranded, sunk, grounded or capsized Coverage for vessel or craft being stranded, sunk, grounded or capsized

Collision with external object
Coverage for collision or contact of vessel/craft or conveyance with any external object other than water

Jettison/Washing Overboard
Coverage for the intentional throwing overboard of part of the cargo in order to save the ship or its cargo.

Pirates, Thieves, & Non-Delivery
Coverage for the loss or damage caused by theft or pirates

Acts of God
Coverage for loss or damage caused by earthquake, volcanic eruption or lightning

Entry of Water
Coverage for loss or damage caused by entry of sea, lake or river water into vessel,craft, hold, conveyance, container, lift van or place of storage

Loss or Damage of Goods
Coverage for loss of any package lost overboard or dropped whilst loading onto or unloading from vessel

Renewal Period	First Year	Second Year Onward
Health Bonus %	10%	5%

Table of Benefits (in MMK)	AYA HEALTH
Table of Benefits (in MMK)	PLUS	PRO	PRESTIGE	PRIME
Maximum Benefit PRIME Plan only : Additional Limit of up to 44,000,000 MMK, applies to Thailand Zone	11,000,000	11,000,000	11,000,000	11,000,000
Medical and Hospital Benefits	Benefits up to	Benefits up to	Benefits up to	Benefits up to
Ambulance Services	165,000	165,000	165,000	165,000
Hospitalization Costs Accommodation in a standard single-bedded room and meals: Medical Treatment and services ordered by a Physician, including: Surgeon’s and Anesthetist’s charges Physician, Consultant and Nursing charges Diagnostic Procedures (including CT, MRI and PET scans) Surgical Appliances and Prostheses Medicines, Drugs and Dressings Intensive Care Day-Care	Full Refund	Full Refund	Full Refund	Full Refund
Post-Hospitalization Treatment	Nil	Nil	Nil	Nil
Chronic Conditions
First Onset	11,000,000	11,000,000	11,000,000	11,000,000
Ongoing Management	5,500,000	5,500,000	5,500,000	5,500,000
Maternity Cover (10 Months Waiting Period) Pre-Natal Examinations by a Physician All costs of Normal Childbirth or C-Section (elective or non-elective) Post-Natal Examinations by a Physician	Nil	Nil	Nil	1,100,000
Thailand Zone
Hospitalization Costs	Nil	Nil	Nil	44,000,000
Transportation Costs				2,200,000
Transportation Costs for Treatment not available in the Geographic Area				5,500,000
Additional Deductible for Treatment outside the Geographic Area				55,000
Outpatient Benefits	Benefits up to	Benefits up to	Benefits up to	Benefits up to
Physicians fees, Prescription Drugs and Dressings Specialist and Consultant Fees Diagnostic tests, medical scanning and imagery services	220,000	440,000	660,000	660,000
Optical Care One annual Vision test Glasses Glaucoma Test for Participants over 45 years	Nil	Nil	Nil	220,000
Dental Care Benefits	Benefits up to	Benefits up to	Benefits up to	Benefits up to
Dental Treatment Dental Surgery	Nil	Nil	Nil	220,000
Personal Accident Benefits	Benefits up to	Benefits up to	Benefits up to	Benefits up to
Accidental Death Loss of Sight or Loss of Limb Permanent Total Disablement	11,000,000	11,000,000	11,000,000	11,000,000

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Oversea