Easy for you to access your insurance policy via our digital platform
Both are ways to prevent health care costs. But are the differences?
It is a good idea to set aside for your health care expenses. But you may also experience stress and anxiety about unforeseen medical costs.
• Higher medical costs can affect your goals.
• Frequent poor health can cost could be more than the savings you’ve kept.
• Delays in treatment may occur due to insufficient savings.
• Not only you but your family members can suffer from the stress of the medical costs.
If you have health insurance,
• You will have coverage to help you in any case of an emergency.
• You will be able to get treatment with peace of mind as it will help cover some of your medical expenses.
• You can get medical treatment quickly without worrying about medical expenses.
• You can continue to work for your goals after treatment.
• You and your family can live with peace of mind.
If you want to know more about health insurance, visit https://ayasompo.com/make-online-appointment/ to book an appointment with our insurance agents or call our hotline – 09 777 100 555 to make an enquiry.
Receive resources & tools that can help you prepare for the future. You can cancel anytime.

U MYO MIN THU
Chief Executive Officer
U Myo Min Thu is the Chief Executive Officer of AYA SOMPO INSURANCE COMPANY LIMITED – a joint venture company between AYA Myanmar Insurance (AMI) and Sompo Japan Insurance Inc. and a member of AYA Financial Group.
U Myo Min Thu joined AMI as the Managing Director in January 2015 and has spearheaded the company’s progress as one of the leading private insurers in Myanmar providing insurance products through innovative channels. Under his leadership, AMI was the first insurer to embark on the digital journey, winning regional and global awards and accolades over the last 6 years. AMI successfully established a new joint venture company, AYA SOMPO INSURANCE COMPANY LIMITED in 2019, joining hands with a global brand in Sompo Japan Insurance Inc.
Prior to joining AMI, U Myo Min Thu had held various management positions in Singapore and overseas, bringing to the country his wealth of knowledge, international exposure, and experience.
U Myo Min Thu holds a bachelor’s degree from London School of Economics (LSE), UK with a BSc (Hons) in Banking and Finance and a Master of Business Administration (MBA) awarded by Edinburgh Business School (EBS) – Heriot Watt University, UK.

DAW THAZIN AUNG
Non-Executive Director
Daw Thazin Aung is a Non-Executive Director of AYA SOMPO INSURANCE COMPANY LIMITED – a joint venture company between AYA Myanmar Insurance (AMI) and Sompo Japan Insurance Inc. and a member of AYA Financial Group.
With a distinguished career spanning over 16 years, Daw Thazin Aung previously held the role of PwC Advisory Partner and served as the local Lead Director/Partner for PwC Myanmar. Her professional journey includes 11.5 years with PwC in Singapore and Myanmar, focusing on audit, financial advisory, and consulting. Additionally, she possesses 5 years of experience in Myanmar’s Maritime service industry.
Throughout her tenure at PwC, Daw Thazin Aung specialized in banking and investment management, demonstrating a strong understanding of asset management, investment funds, trade flow processes, structured finance, treasury products, financial analysis, due diligence transactions, and operational transformation within private and investment banking sectors. She notably led local teams in PwC Myanmar, overseeing consulting, government, and banking advisory projects.
Daw Thazin Aung is also an active member of the USASEAN Business Council (USABC), contributing significantly to the Council’s initiatives related to foreign investments and community development in Myanmar.

MR. TAICHI YAMAMOTO
Director
Mr. Taichi Yamamoto is a Board of Director at AYA SOMPO Insurance. Mr. Yamamoto has held various senior management positions both in Japan and overseas, including as a Director, Senior Vice-President for Business Operations and Chief Risk Officer at PGA Sompo Insurance Corporation (Manila), and a Managerial position at Sompo Japan Insurance (Singapore) Pte Ltd. He has a vast experience in insurance business and has been with the Sompo Group since 1997.
Mr. Yamamoto is currently managing SOMPO P&C Office at Sompo Holdings, Inc. (Tokyo) since June 2025. He holds a Bachelor of Economics from Tokyo University, Japan, and Master of Business Administration (MBA) from Hitotsubashi University, Japan.

U THAN ZAW
Vice Chairman
U Than Zaw is the Vice Chairman of AYA SOMPO INSURANCE COMPANY LIMITED – a joint venture company between AYA Myanmar Insurance (AMI) and Sompo Japan Insurance Inc. and a member of AYA Financial Group.
U Than Zaw played a pivotal role in starting AYA Myanmar Insurance (AMI) as the Managing Director when the market liberalized for private insurers in 2013. U Than Zaw served as Managing Director to AYA Bank from 2011 to 2013 and remains as the Executive Director of the Board at AYA Bank.
During his tenure, he has led the fledging Bank to grow its brand and network in Myanmar. U Than Zaw’s vast experience includes eight-year tenure with the Olympics Committee as a Treasurer and another two years as the Chief Executive Officer of the Myanmar Football Federation.

U ZAW ZAW
Chairman
U Zaw Zaw is the founder and Executive Chairman of AYA SOMPO INSURANCE COMPANY LIMITED – a joint venture company between AYA Myanmar Insurance (AMI) and Sompo Japan Insurance Inc. and a member of AYA Financial Group.
U Zaw Zaw is an established and well–connected entrepreneur and business leader in Myanmar, with over 25 years of management experience. U Zaw Zaw founded Max Myanmar Group of Companies, a major conglomerate in the country.
U Zaw Zaw is also the Chairman of the Myanmar Football Federation (MFF) and AYA Bank, the second largest bank in Myanmar since 2005 and 2010 respectively. He also served as an Executive Committee Member of Asian Football Confederation (AFC) and the Chairman of AFC Organizing Committee for Youth Competition. He was re-elected as vice-president of ASEAN Football Federation (AFF) for another four-year term from 2019-2023 and designated as vice president of the Asian Football Confederation (AFC) for the four-year term from 2019-2023.
U Zaw Zaw is a believer of contributing to the society and is a founder of Ayeyarwady Foundation. Through the Ayeyarwady Foundation, he has donated to various philanthropic causes and carried out numerous Corporate Social Responsibility activities. He has also donated generously for the development of football in Myanmar.
Health Bonus
Up to 10% of renewal premium from the first renewal year onward if no claim is made in the previous year
| Renewal Period | First Year | Second Year Onward |
| Health Bonus % | 10% | 5% |
Choose from the following types of AYA Health Standard Plans to suit your needs!
AYA Health Plus
AYA Health Pro
AYA Health Prestige
AYA Health Prime
We also provide corporate customers with versatile health insurance solutions as Cafeteria Plan, meticulously customized to align perfectly with your unique needs. Regarding the purchase of the Cafeteria Plan, only the rules, regulations, and decisions of AYA SOMPO Insurance Co.,Ltd are considered final.
| Table of Benefits (in MMK) | AYA HEALTH | |||
|---|---|---|---|---|
| PLUS | PRO | PRESTIGE | PRIME | |
| Maximum Benefit PRIME Plan only : Additional Limit of up to 44,000,000 MMK, applies to Thailand Zone |
11,000,000 | 11,000,000 | 11,000,000 | 11,000,000 |
| Medical and Hospital Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
| Ambulance Services | 165,000 | 165,000 | 165,000 | 165,000 |
|
Hospitalization Costs
|
Full Refund | Full Refund | Full Refund | Full Refund |
|
|
|
|
|
| Chronic Conditions | ||||
|
|
|
|
|
|
|
|
|
|
Maternity Cover (10 Months Waiting Period)
|
Nil | Nil | Nil | 1,100,000 |
| Thailand Zone | ||||
|
Nil | Nil | Nil | 44,000,000 |
|
|
|||
|
|
|||
|
|
|||
| Outpatient Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
| Physicians fees, Prescription Drugs and Dressings Specialist and Consultant Fees Diagnostic tests, medical scanning and imagery services |
220,000 | 440,000 | 660,000 | 660,000 |
Optical Care
|
Nil | Nil | Nil | 220,000 |
| Dental Care Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
Dental Treatment Dental Surgery |
Nil | Nil | Nil | 220,000 |
| Personal Accident Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
Accidental Death Loss of Sight or Loss of Limb Permanent Total Disablement |
11,000,000 | 11,000,000 | 11,000,000 | 11,000,000 |