Easy for you to access your insurance policy via our digital platform
We are proud to introduce iVA (Insurance Virtual Assistant), our latest digital innovation designed to enhance how our partners and agents deliver insurance services. This iVA bot represents the first AI-powered chatbot integrated within a mobile application in Myanmar’s insurance industry, marking a significant milestone in digital advancement.
As customer expectations continue to evolve, instant access to accurate information has become essential. iVA addresses this need by providing real-time support and simplifying access to key insurance information enabling faster, more efficient customer servicing.
iVA is an AI-powered digital assistant that offers immediate access to insurance information and support. More than a chatbot, it is a practical enablement tool that streamlines communication, improves knowledge accessibility, and enhances overall service delivery.
Previously, responding to policy and product-related queries could lead to delays. Partners and agents can now access information instantly, allowing them to respond to customer needs with greater speed, accuracy, and confidence anytime, anywhere.
By automating routine inquiries, iVA reduces reliance on manual processes and allows teams to focus on higher-value activities. At the same time, partners and agents are equipped to engage customers more effectively, with instant access to relevant information that supports faster responses, improved service quality, and stronger customer confidence.
The launch of iVA represents an important milestone in our ongoing digital transformation journey. It reflects our commitment to innovation and our focus on equipping our partners with tools that enable sustainable growth and improved service delivery.
iVA delivers 24/7 real-time support, providing immediate responses to product and policy-related queries without any waiting time. Accessible via the My AYASOMPO App, it offers a seamless user experience through a mobile-friendly interface designed for fast and reliable performance. The platform also serves as a centralized knowledge hub, enabling quick access to product information, policy guidelines, and frequently asked questions to ensure accuracy and consistency in every interaction. In addition, iVA features multilingual support, allowing users to communicate effortlessly in both Myanmar and English for greater convenience and clarity.
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Health Bonus
Up to 10% of renewal premium from the first renewal year onward if no claim is made in the previous year
| Renewal Period | First Year | Second Year Onward |
| Health Bonus % | 10% | 5% |
Choose from the following types of AYA Health Standard Plans to suit your needs!
AYA Health Plus
AYA Health Pro
AYA Health Prestige
AYA Health Prime
We also provide corporate customers with versatile health insurance solutions as Cafeteria Plan, meticulously customized to align perfectly with your unique needs. Regarding the purchase of the Cafeteria Plan, only the rules, regulations, and decisions of AYA SOMPO Insurance Co.,Ltd are considered final.
| Table of Benefits (in MMK) | AYA HEALTH | |||
|---|---|---|---|---|
| PLUS | PRO | PRESTIGE | PRIME | |
| Maximum Benefit PRIME Plan only : Additional Limit of up to 44,000,000 MMK, applies to Thailand Zone |
11,000,000 | 11,000,000 | 11,000,000 | 11,000,000 |
| Medical and Hospital Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
| Ambulance Services | 165,000 | 165,000 | 165,000 | 165,000 |
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Hospitalization Costs
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Full Refund | Full Refund | Full Refund | Full Refund |
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| Chronic Conditions | ||||
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Maternity Cover (10 Months Waiting Period)
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Nil | Nil | Nil | 1,100,000 |
| Thailand Zone | ||||
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Nil | Nil | Nil | 44,000,000 |
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| Outpatient Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
| Physicians fees, Prescription Drugs and Dressings Specialist and Consultant Fees Diagnostic tests, medical scanning and imagery services |
220,000 | 440,000 | 660,000 | 660,000 |
Optical Care
|
Nil | Nil | Nil | 220,000 |
| Dental Care Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
Dental Treatment Dental Surgery |
Nil | Nil | Nil | 220,000 |
| Personal Accident Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
Accidental Death Loss of Sight or Loss of Limb Permanent Total Disablement |
11,000,000 | 11,000,000 | 11,000,000 | 11,000,000 |