Environment, Social, and Governance

As Myanmar’s preferred insurer, we are committed to leading by example in environmental responsibility. We have initiated key initiatives to make our planet a better place to live, including reduction in plastic waste and making our office a paper-less environment.

Tree Plantation

Ensuring our environment remains green is everyone’s responsibility. Tree-plantation initiatives have been part of our anniversary projects to mark our yearly achievements. Planting trees contributes not only to reducing carbon dioxide levels, but also to soil conservation, water retention, and preserving biodiversity. As part of our commitment, we will continue to expand our tree plantation initiatives, knowing that it can have a lasting impact on the environment for generations to come.

Plastic Waste Reduction

With plastic pollution becoming a critical global issue, it is crucial to take action to combat it. Our campaign to reduce plastic waste is dedicated to educating our employees, customers, and the broader community about the necessity of cutting down on single-use plastic and encouraging recycling. As part of our efforts, we have replaced plastic bottles with glass water bottles and mugs in all office spaces. Through this initiative, we aim to lessen the environmental damage caused by plastic waste and promote a more sustainable future.

Energy Conservation

Emphasizing energy reduction and efficiency, we prioritize environmental sustainability and operational cost savings. Our initiatives include installing motion sensor lights to optimize energy usage, ensuring lights are only on when needed. We also promote the use of economy flight classes for business travel to minimize our carbon footprint. Additionally, encouraging employees to adopt energy-saving practices helps foster a culture of sustainability. These efforts underscore our commitment to sustainable operations and a greener future.

Paperless Office Initiative

AYA SOMPO is committed to reducing paper consumption and promoting digital workflows to transform our office into a paperless environment. Utilizing technologies like PowerApps for payment approval and administrative tasks, along with other streamlined system, we have improved document management, electronic communication, and digital archiving. This transition minimizes our ecological footprint while enhancing operational efficiency and productivity. Over the past six years, we have reduced A4 paper usage by 88%, preserving over 2,000 trees. Our efforts highlight our commitment to environmental responsibility, inspiring positive change, and fostering a sustainable future.

These initiatives reflect our dedication to sustainable practices and our role in shaping a brighter, greener future for Myanmar and beyond. Through continuous innovation and responsible stewardship, AYA SOMPO is committed to making a lasting impact on both society and the environment.

At AYA SOMPO, our dedication to social responsibility is one of our key objectives. We are committed to making a lasting positive impact on the communities we serve through initiatives that promote quality job creation, diversity and inclusion, health and wellness, and social investments. Here is how we have contributed this year:

Quality Job Creation: Recognizing the importance of employment opportunities in promoting economic growth and social stability, we have partnered with educational institutions to implement initiatives aimed at enhancing employability. We have established scholarship programs in partnership with educational institutions to provide financial support, gain valuable work experience, develop industry-specific skills, and enhance employability, setting them on the path towards successful careers.

Diversity and Inclusion: Promoting diversity and inclusion in our workforce is a priority. Through inclusive hiring practices, comprehensive diversity training, and fostering a supportive and equitable work environment, we ensure that employees from all backgrounds feel valued and respected. Our goal is to create a workplace where everyone can thrive and contribute to our collective success.

Health and Wellness: The health and well-being of our employees are our top priority. We offer comprehensive healthcare benefits, wellness programs, and initiatives that prioritize both physical and mental health. One initiative was providing our newly launched AYA Health Insurance by offering cost-sharing with a subsidized amount by the company and the option of monthly installment payments, making healthcare more accessible to our employees and contributing to a healthier workforce and community.

Social Investments: We actively invest in social impact projects, charitable activities, and community development initiatives that address critical social challenges. By supporting these projects, we aim to create positive change in society and contribute to the sustainable development of our communities.

At AYA SOMPO, we are proud of our social commitment and the positive changes we are driving. Our ongoing efforts in job creation, diversity and inclusion, health and wellness, and social investments reflect our dedication to building a better future for our employees, communities, and society as a whole.

At AYA SOMPO, robust corporate governance is the cornerstone of our success. We are committed to fostering transparency, accountability, and ethical conduct, which are vital to maintaining stakeholder trust and ensuring sustainable growth. This year, we have further refined our governance practices to align with our strategic objectives and uphold our corporate values.

Board of Directors

Our Board of Directors plays a critical role in shaping the strategic direction, managing risks, and overseeing the performance of the company. Composed of experienced professionals with diverse backgrounds, our Board provides invaluable insights and expertise to our decision-making processes. Regular Board meetings and annual general meetings allow us to review company performance, discuss strategic initiatives, and refine our governance practices. The Board ensures that our actions align with our corporate values and objectives, promoting responsible and sustainable growth.

Cultivating an Ethical Culture

At AYA SOMPO, we prioritize ethics and integrity as fundamental principles guiding our operations. Our robust Code of Conduct clearly outlines the ethical standards expected of every employee, promoting a culture of transparency, respect, and accountability. Through continuous training and ethical awareness initiatives, we ensure that our team consistently adheres to these high standards. This unwavering commitment to ethical practices not only enhances our corporate reputation but also strengthens the trust and confidence our stakeholders place in us.

Proactive Risk Management

AYA SOMPO places a strong emphasis on proactive risk management as fundamental to our operations. We employ a comprehensive framework to systematically identify, assess, and mitigate risks across all areas of our business, integrating robust processes and controls to safeguard stakeholder interests and ensure long-term stability. Continuous improvement and oversight by the Board and Management Committee ensure our readiness to address emerging challenges effectively, maintaining a secure operational environment and bolstering stakeholder confidence.

Audit and Compliance

At AYA SOMPO, we maintain rigorous standards in audit, risk, and compliance to uphold transparency and accountability throughout our operations. Our dedicated team conducts independent evaluations of our controls and risk management processes, identifying areas for improvements. We foster a proactive approach to compliance, continuously updating our practices to meet evolving standards and mitigate risks effectively. Our collaboration with external auditors further enhances the integrity of our financial reporting and internal controls, providing stakeholders with assurance of our commitment to sound governance practices.

Stakeholder Management

Stakeholder management at AYA SOMPO is integral to our commitment to transparency and collaboration. We value our relationships with all stakeholders including customers, employees, regulators, and the communities we serve and strive to engage with them openly and responsively. Through active communication channels and feedback mechanisms, we listen attentively to their needs and concerns, incorporating their perspectives into our decision-making processes. This proactive engagement not only strengthens mutual understanding but also enables us to deliver solutions that resonate with stakeholders’ expectations. By fostering these meaningful connections, we build trust, enhance satisfaction, and drive sustainable value across our stakeholder network.

AYA SOMPO is dedicated to evolving our governance practices to meet the highest standards. We actively monitor changes in regulatory requirements and industry trends, implementing necessary adjustments to our governance framework. This commitment to continuous improvement ensures that we maintain the trust and confidence of our stakeholders, driving long-term value creation and sustainable success.

Company

Services

Get in touch

Receive resources & tools that can help you prepare for the future. You can cancel anytime.

Design and developed by Salt & Pixel

Choose from the following types of AYA Health Standard Plans to suit your needs!

AYA Health Plus
AYA Health Pro
AYA Health Prestige
AYA Health Prime

We also provide corporate customers with versatile health insurance solutions as Cafeteria Plan, meticulously customized to align perfectly with your unique needs. Regarding the purchase of the Cafeteria Plan, only the rules, regulations, and decisions of AYA SOMPO Insurance Co.,Ltd are considered final.

Table of Benefits (in MMK)	AYA HEALTH
Table of Benefits (in MMK)	PLUS	PRO	PRESTIGE	PRIME
Maximum Benefit PRIME Plan only : Additional Limit of up to 44,000,000 MMK, applies to Thailand Zone	11,000,000	11,000,000	11,000,000	11,000,000
Medical and Hospital Benefits	Benefits up to	Benefits up to	Benefits up to	Benefits up to
Ambulance Services	165,000	165,000	165,000	165,000
Hospitalization Costs Accommodation in a standard single-bedded room and meals: Medical Treatment and services ordered by a Physician, including: Surgeon’s and Anesthetist’s charges Physician, Consultant and Nursing charges Diagnostic Procedures (including CT, MRI and PET scans) Surgical Appliances and Prostheses Medicines, Drugs and Dressings Intensive Care Day-Care	Full Refund	Full Refund	Full Refund	Full Refund
Post-Hospitalization Treatment	Nil	Nil	Nil	Nil
Chronic Conditions
First Onset	11,000,000	11,000,000	11,000,000	11,000,000
Ongoing Management	5,500,000	5,500,000	5,500,000	5,500,000
Maternity Cover (10 Months Waiting Period) Pre-Natal Examinations by a Physician All costs of Normal Childbirth or C-Section (elective or non-elective) Post-Natal Examinations by a Physician	Nil	Nil	Nil	1,100,000
Thailand Zone
Hospitalization Costs	Nil	Nil	Nil	44,000,000
Transportation Costs				2,200,000
Transportation Costs for Treatment not available in the Geographic Area				5,500,000
Additional Deductible for Treatment outside the Geographic Area				55,000
Outpatient Benefits	Benefits up to	Benefits up to	Benefits up to	Benefits up to
Physicians fees, Prescription Drugs and Dressings Specialist and Consultant Fees Diagnostic tests, medical scanning and imagery services	220,000	440,000	660,000	660,000
Optical Care One annual Vision test Glasses Glaucoma Test for Participants over 45 years	Nil	Nil	Nil	220,000
Dental Care Benefits	Benefits up to	Benefits up to	Benefits up to	Benefits up to
Dental Treatment Dental Surgery	Nil	Nil	Nil	220,000
Personal Accident Benefits	Benefits up to	Benefits up to	Benefits up to	Benefits up to
Accidental Death Loss of Sight or Loss of Limb Permanent Total Disablement	11,000,000	11,000,000	11,000,000	11,000,000

Renewal Period	First Year	Second Year Onward
Health Bonus %	10%	5%

Personal Insurance

Commercial Insurance

Our Company

Our Corporate Policies

Our Corporate Information

Digital Services